FUNDING
Program 15% Funding Fee
Is your business in need of financing?
Look no further, A1 Credit Expert has the most robust lending network available for businesses on the entire plantet.
We have the ability to get any business the funding it needs, regardless of time in business, revenue, or personal credit health.
We start by getting your business credit ready via our 80 Paydex program. We then work our way through connecting with lenders from our network who can offer your business unsecured loans and unsecured lines of credit, which usually come in specific amounts of $25,000, $50,000, and occasionally $75,000 per lender. The objective is to obtain as many of these loans and credit lines as needed. Many of these lenders require no proof of income.
This is typically done via multiple funding rounds lasting up to 6 weeks per round while we negotiate with lenders on your behalf.
MORE INFORMATION
Why A1 Credit Expert For Funding?
Not only do we have experience negotiating with lenders for business funding, but we also understand which lenders will work best for you. This means getting your business the best rates possible while using the right lenders for your vertical. Our program has a 98% success rate.
Our team of highly skilled lending professionals employs a methodical strategy, making your business look GREAT to lenders by exercising professionalism and negotiation. We know the game.
Lastly, we can acquire HIGH amounts of funding from the hundreds of thousands to million dollar ranges. Most lenders can only offer you $25k to $100k at a time. Since we are a lending NETWORK, you are rarely limited in the amount of capital we can acquire for your business.
How the process works:
1. First, click the “Apply Now” button on this page and submit your information to our underwriting team.
2. Sign the agreement we send you, and then make your down payment for the credit-ready Paydex service.
3. After the payment is made and agreements are signed, your 80+ Paydex service begins. This process takes 45 days and must be completed before we can move on to negotiations with lenders.
4. When 80+ Paydex is achieved, we begin funding rounds. We choose specific lenders to begin with based on your business to ensure success happens quickly. Funding rounds can take up to 6 weeks.
5. The funding process is repeated as many times as necessary to achieve your desired funding amount. We will facilitate as many deals for you as needed until this occurs, or until we run out of lenders to work with.
Frequently Asked Questions
Is there a minimum personal credit score required for business funding?
Depending on your business, your personal credit score can be taken into account when lenders are performing underwriting for your business lines of credit. While there is no minimum personal credit score required, we highly recommend that your personal credit is in check before applying for corporate funding. This allows you not only to qualify for the best rates but also gives you a greater chance of qualifying for your desired amount of capital.
What are the types of loans that are available to get through this program?
We work with over 150 different lenders that offer multiple types of business financing options.
These include:
Short-term loans.
Long-term loans.
Lines of credit.
Invoice financing.
SBA loans.
Equipment financing.
Working capital loans.
Merchant cash advances.
& more.
Is there a minimum time in business necessary to qualify for business funding?
While having at least 2 years in business is ideal to secure business financing, and offers you an expanded amount of opportunities, it is not necessary.There are lenders in our network that work with new businesses exclusively. This is why we take into account multiple different factors from your business before choosing which lenders to pursue.
Is it possible to secure business funding without submitting bank statements?
Yes it is. While numerous lenders mandate that borrowers complete numerous forms, which may include bank statements, asset verification, tax returns, balance sheets, income confirmation, and other such documents, such a thorough documentation procedure can be very time-consuming. There are lenders within our network that do not require you to submit bank statements. However, it is recommended that your business is already cash flowing on a monthly basis.
Is it advisable for me to buy any credit-building services from Dun & Bradstreet?
No. The $1,000 down payment required for our corporate funding program will build your business credit for you.
It is not essential to buy anything from Dun & Bradstreet, even if their sales pitch is compelling.
How long does it take until my funds are deposited?
The duration of receiving approved funds is influenced by several factors. Each lending partner has its unique approval process, which can result in varying funding schedules. The standard funding period may range from 24 hours to a week once you are approved.